Stop waiting 30, 60 or 90 days for customers to pay. Release up to 90% of the value of outstanding invoices within 24 hours and keep your business moving.
Invoice finance is a funding solution that lets businesses borrow against the value of their unpaid invoices. Rather than waiting weeks or months for customers to pay, you receive up to 90% of the invoice value almost immediately — with the balance (minus fees) paid when your customer settles.
It's particularly powerful for B2B businesses with strong sales but stretched cash flow due to long payment terms.
The finance provider takes over your sales ledger and manages credit control on your behalf. Customers pay the lender directly. Suitable for businesses without a dedicated credit control function. Your customers will be aware you use a finance provider.
You retain control of your sales ledger and credit control. The facility is confidential — your customers don't know you're using it. Usually available to businesses with higher turnover and an established credit control process.
Finance individual invoices rather than the whole ledger. More flexible but typically higher cost per invoice. Ideal for businesses with occasional cash flow gaps rather than a structural need.
"Invoice finance pricing is complex — discount rates, service charges, minimum fees and concentration limits all vary significantly between providers. We regularly find clients paying 40–60% more than necessary simply because they accepted the first quote. Getting whole-of-market advice here genuinely pays."
Share your monthly invoicing volumes and we'll identify the most cost-effective solution for your business.
Speak to a Specialist → 📞 01392 241669We work with 30+ invoice finance providers — from high street banks to specialist independents. See who's on our panel and what makes each one different.
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