Short-term property finance when timing is everything. Whether you're breaking a chain, purchasing at auction, or refurbishing before refinancing — we arrange bridging loans that complete quickly.
Bridging finance is a short-term secured loan — typically 1 to 24 months — used to "bridge" a funding gap in property transactions. It's designed to complete quickly (sometimes within days) when conventional mortgage finance is too slow or not yet available.
Interest can be rolled up (added to the loan) or serviced monthly, meaning no cash outflow until the bridge is repaid — usually through a sale or refinance.
Where the security is a property that the borrower or a close family member will occupy. Subject to FCA regulation — providing important consumer protections.
Where security is investment property, land or commercial premises. Generally allows more flexibility on LTV, term and criteria. Widely used by property investors and developers.
"Bridging is a market where rate is only part of the story. Speed of execution, quality of the lender's legal team, and clarity on exit requirements all matter enormously. We work with bridging lenders daily and know exactly which ones will perform — and which ones to avoid."
Time-sensitive? Contact us now and we'll move quickly to identify the right bridging lender for your situation.
Speak to a Specialist → 📞 01392 241669